Liability Insurance

general liability insurance

Protecting your Florida business

Commercial liability insurance is a broad commercial insurance policy that covers general liability exposures of a business. ARCW Insurance recommends that all businesses have general liability coverage in place. In addition to the GL and your business practices, added assurances may be needed.

  • Cyber Liability or Privacy Liability should include coverage for your legal liability, remediation (costs to respond to a security or data breach, including investigation, notifying customers and monitoring credit), plus fines and penalties. The right Cyber or Privacy policy will help your company stay in business. As us about the Florida Information Protection Act of 2014 (SB1524) and what it means to your business.
  • Employment Practices Liability Insurance (EPLI) Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, ARCW Insurance recommends considering this type of coverage.
  • Directors and Officers Insurance (D&O) D&O insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other business insurance products and services, call us and we’ll help make sure you’re properly covered.

Read more about Professional Liability….

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