Liability Insurance

general liability insurance

Protecting your Florida business

Commercial liability insurance is a broad commercial insurance policy that covers general liability exposures of a business. ARCW Insurance recommends that all businesses have general liability coverage in place. In addition to the GL and your business practices, added assurances may be needed.

  • Cyber Liability or Privacy Liability should include coverage for your legal liability, remediation (costs to respond to a security or data breach, including investigation, notifying customers and monitoring credit), plus fines and penalties. The right Cyber or Privacy policy will help your company stay in business. As us about the Florida Information Protection Act of 2014 (SB1524) and what it means to your business.
  • Employment Practices Liability Insurance (EPLI) Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, ARCW Insurance recommends considering this type of coverage.
  • Directors and Officers Insurance (D&O) D&O insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other business insurance products and services, call us and we’ll help make sure you’re properly covered.

Read more about Professional Liability….

  • Property Management Professional Liability Insurance
    Property Management Professional Liability Insurance
    Property managers wear many different hats in the course of their jobs. In addition to overseeing the maintenance, security and overall welfare of the properties they manage, at times they may also function as leasing...
  • Prevent Employee Theft in Your Office
    Prevent Employee Theft in Your Office
    Your organization should always be alert to possible employee theft, but more so during rough economic periods. During these periods, many employees are financially burdened, and normally honest individuals may be tempted to commit theft...
  • CyberRisks and Insights | March 2017
    CyberRisks and Insights | March 2017
      Report Predicts Escalation of Cyber Attacks in 2017 According to a recent report from Experian, a global information services group, businesses can expect to see an increase in the number and severity of cyber...
  • Professional Malpractice Liability for Attorneys
    Professional Malpractice Liability for Attorneys
      Professional legal liability insurance covers liability for damages arising from the rendering of or failure to render professional or legal services. Protect yourself and your firm from claims not covered by your commercial general...
  • CyberRisks and Insights | December 2016
    CyberRisks and Insights | December 2016
    The December 2016 Cyber Report includes some major takeaways from the election cycle, the attention the NHTSA is putting on internet compatible vehicles, the Netflix hack and how much employees really know about preventing...
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