Liability Insurance

general liability insurance

Protecting your Florida business

Commercial liability insurance is a broad commercial insurance policy that covers general liability exposures of a business. ARCW Insurance recommends that all businesses have general liability coverage in place. In addition to the GL and your business practices, added assurances may be needed.

  • Cyber Liability or Privacy Liability should include coverage for your legal liability, remediation (costs to respond to a security or data breach, including investigation, notifying customers and monitoring credit), plus fines and penalties. The right Cyber or Privacy policy will help your company stay in business. As us about the Florida Information Protection Act of 2014 (SB1524) and what it means to your business.
  • Employment Practices Liability Insurance (EPLI) Employment Practices Liability Insurance for employers covers employment-related liabilities other than on-the-job injuries. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, ARCW Insurance recommends considering this type of coverage.
  • Directors and Officers Insurance (D&O) D&O insurance covers directors and officers of a company for negligent acts or omissions and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage available such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies may be broadened to include coverage for employment practices liability as well.

To find out more about these, as well as other business insurance products and services, call us and we’ll help make sure you’re properly covered.

Read more about Professional Liability….

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    Cyberliability Report | October 2017
    McAfee’s Most Dangerous Celebrity List Yes, you read that right. A dangerous celebrity list? McAfee, a leader in threat protection in the software industry for its antivirus, antispam and anti-malware software, released its 2017 list...
  • The Changing World of Medical Malpractice Insurance
    The Changing World of Medical Malpractice Insurance
    Medical Malpractice Insurance, often referred to as Professional Liability Insurance, is something that every healthcare professional must carry to be protected in our litigious society. Up until this summer, there was a cap in place...
  • Intellectual Property – The Big Ticket Asset of the 21st Century
    Intellectual Property – The Big Ticket Asset of the 21st Century
    The following piece is not exhaustive and should be read as an overview. For more information, consult legal counsel.  It’s your idea…it originated in your brain. So it’s your asset and you’re protected, no matter...
  • Prevent Employee Theft in Your Office
    Prevent Employee Theft in Your Office
    Your organization should always be alert to possible employee theft, but more so during rough economic periods. During these periods, many employees are financially burdened, and normally honest individuals may be tempted to commit theft...
  • Professional Malpractice Liability for Attorneys
    Professional Malpractice Liability for Attorneys
      Professional legal liability insurance covers liability for damages arising from the rendering of or failure to render professional or legal services. Protect yourself and your firm from claims not covered by your commercial general...
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